CRC Credit Bureau Limited, a private limited liability company duly incorporated and licensed under the laws of the Federal Republic of Nigeria was established by a consortium of Eleven (11) leading Financial Institutions and Dun & Bradstreet (a leading global credit information service provider) with the purpose of creating and operating a consumer and corporate Credit Bureau in Nigeria. 

Operating as an independent venture, CRC Credit Bureau Limited provides an industry-wide information repository on credit profiles of corporate entities as well as consumers, thus improving the ability of credit providers to make informed lending decisions. We are the leading credit bureau company in Nigeria with credit information of over 95% of the Nigerian lending industry covering commercial banks, non-bank institutions, retailers & utility service providers. Access to our credit information database enables creditors and other lending institutions extend credit to existing and new customer segments while taking advantage of our technology driven product offerings to develop new credit products.

We are a fully licensed credit bureau operator in Nigeria with tested credit bureau solution provided by Dun & Bradstreet, a world player with over 170 years of credit bureau experience.


To set standards for financial empowerment and informed decision making


To deliver innovative products and services that enable our stakeholders make informed decisions and build credible profiles that enhance access to credit for strategic growth


Our Objectives
To generate and supply reliable and accurate credit information reports on borrowers in the consumer and corporate sectors and to its subsidiaries for permissible purposes only. CRC Credit Bureau is a neutral third party service provider to its subscribers.