The CRC FICO Score is a three-digit number that summarizes the information in a Credit Information Report and enables lenders and/or credit grantors make swift decisions on the credit worthiness of loan applicants and buyers of post-paid products.
The CRC FICO Score was developed in collaboration with Fair Isaac Corporation (FICO), an American company with over 50 years of experience in data and analytics.
Over 100 billion FICO Scores have been sold to date in more than 90 countries, making it the most widely used credit score in the world.
The score ranges from 300 to 850, with 300 being the lowest score and 850 the highest. The lower the credit score the higher the level of riskiness or probability that the customer may default in payment.
HOW IS CRC FICO SCORE CALCULATED?
CRC FICO Scores are calculated from data in the Credit Information Report using five parameters. Each of these parameters are assigned weights that sum up the total score:
WHY DO I NEED A CRC FICO SCORE?
As a borrower, you can know how you are perceived by credit grantors prior to obtaining loans and postpaid services.
A good credit score will enable you negotiate better rates and repayment / contract terms and enhance your ability to get new loans / postpaid products.
Checking it regularly helps you achieve the financial strategic growth you seek as it helps you keep track of your credit worthiness.
As a credit grantor, you can use credit scores to profile and make credit decisions on new and existing credit customers to know their level of riskiness prior to availing customers loans or postpaid products.
HOW ARE CRC FICO SCORES OBTAINED?
CRC FICO Score are delivered in various ways:
For Creditors, via the existing Web Service, Batch Processing and Live Integration.
To request for CRC FICO Scores of your customers now, kindly click on the link below to order at a fee.
GET CRC FICO SCORE NOW
To request for your credit score now, kindly click on the link below to order at a fee.
KNOW YOUR CREDIT SCORE NOW
For further enquiries please send a mail to firstname.lastname@example.org or call +2348072090622.
AS A CONSUMER / BORROWER HOW OFTEN CAN I CHECK MY CRC FICO SCORE?
You can check as many times as you wish, however we advise not more than once a month as your score can change based on your subsequent repayment trend and new loans / postpaid services taken.