About

CRC Credit Bureau Limited.


CRC Credit Bureau Limited, a private limited liability company duly incorporated and licensed under the laws of the Federal Republic of Nigeria was established by a consortium of Ten (10) leading financial institutions and Dun & Bradstreet with the purpose of delivering credit bureau services in Nigeria.

About CRC

Our bureau provides a nationwide information repository on credit profiles of corporate entities as well as consumers, thus improving the ability of credit providers to make informed lending decisions


We are the leading credit bureau in Nigeria with the credit information of over 95% of the Nigerian credit industry covering commercial banks, micro-finance banks, non-bank institutions, retailers and utility service providers. Access to our credit information database enables creditors effectively assess the credit risk of new and existing customers for credit offers, taking advantage of our technology-driven product offerings to develop new credit products.


We are a fully licensed credit bureau operator in Nigeria with a tested and trusted credit bureau solution provided by Dun & Bradstreet, a world player with over 180 years of credit bureau experience.


We also empower our customers through our products and services to conduct Know Your Customer (KYC), marketing and prospecting, new opportunities and other data-driven initiatives.

Our Vision

To set standards for financial empowerment and informed decision making.

Our Mission

To deliver innovative products and services that enable our stakeholders make informed decisions and build credible profiles that enhance access to credit for strategic growth.

Our Objectives

To generate and supply reliable, accurate credit information and scores on borrowers in the consumer and corporate sectors of the Nigerian economy for permissible purposes only. CRC Credit Bureau Limited is a neutral third-party provider to its subscribers.

Awards & Recognitions

Recognitions & Awards

Best Credit Bureau Nigeria, 2021 awarded by Capital Finance International (CFI.co)

Best Credit Bureau Nigeria, 2020 awarded by Capital Finance International (CFI.co).

Business Excellence Awards 'Credit Bureau of the Year 2019, Nigeria' awarded by Acquisition International, United Kingdom.

Credit Bureau Provider of the Year awarded by 4th Finance Innovation Awards, Nigeria - 2018

Most Innovative & Impactful Credit Information Provider awarded by International Brand Award, Nigeria - 2017

CRC "Impact Awards" in recognition of contributions to the 2016-2017 'Ease of Doing Business Reforms' awarded by the Presidential Enabling Business Environment Council ( PEBEC) - 2017

Best Loan Application Services Provider in Nigeria awarded by Capital Finance International, London, UK – 2014

Our Members & Customers

Being a member of CRC Credit Bureau Limited enables credit grantors enhance their risk management strategies by covering the entire life-cycle of their credit customers engagement ranging from pre-qualification, credit assessment, monitoring, debt collection to skip tracing.

Members of CRC Credit Bureau also submit credit information, on their customers, on the platform to share with other credit grantors. Submission of credit profiles by lenders and credit grantors, enables borrowers develop a credit history and credit scores, that ultimately leads to accessing finance for strategic growth.

Our customers cut across various industries and sectors of the Nigerian economy. Over the years, we have worked in unison to provide holistic and unbiased credit information and credit scores to all stakeholders.